Tools · Treasury

Credit Farming Calculator

Compare Profit-Taker, credit safes, and the Index — with boosters, Chroma's Effigy, blessings, and Retriever duplication odds. Based on the community credit rate comparison sheet.

Step 01 · Multipliers

Boosters & Blessings

Toggle what you're running with. Blessings stack additively with Chroma's Effigy on credit pickups, but multiplicatively with end-of-mission rewards.

Retriever Precept

Chance for your companion to duplicate each credit pickup.

Effective Multipliers

Profit-Taker×5.625

Credit Safes×5.625

The Index×2.5

Step 02 · Per Run

Run & Round Returns

What a single clear is worth with your current boosters. Base amounts are editable if the game changes.

Profit-Taker

Raw PT Creditscr

Boosted Extraction703,125

Avg Run w/ Retriever829,688

Retriever Added Value+126,563

Credit Safes

Raw Safe Creditscr

Boosted Extraction562,500

Retriever Extract1,125,000

Avg Run w/ Retriever663,750

Retriever Added Value+101,250

The Index

Mission CreditsInvestment

Per Round Amount625,000

First Round Reward575,000

Retrievern/a — no pickups

▶Profit-Taker duplication breakdown · 18.00% per bundle

Bundles Duplicated	0/5	1/5	2/5	3/5	4/5	5/5
Base Credit Amount	125,000	150,000	175,000	200,000	225,000	250,000
Boosted Pickups	281,250	337,500	393,750	450,000	506,250	562,500
Extraction Credits	703,125	843,750	984,375	1,125,000	1,265,625	1,406,250
Chance of Happening	37.07%	40.69%	17.86%	3.92%	0.43%	0.02%
Average Added Value	260,676	343,330	175,852	44,116	5,447	266

Step 03 · Rates

Per-Hour Estimator

Set your average cycle time — include queue, load, and extraction. Or switch a method to Fixed Runs to estimate a session total.

Profit-Taker

Time per Run (minutes)Chroma avg ~2.5 min · Volt avg ~2 min — or use the cycle calculator below

Runs per Hour24

Credit Avg / Hour16,875,000

Retriever Avg / Hour19,912,500

Credit Safes

Time per Run (minutes)Average is probably ~3 min per cycle

Runs per Hour20

Credit Avg / Hour11,250,000

Retriever Avg / Hour13,275,000

The Index

Time per Round (minutes)Average is probably ~3 min per round

Rounds per Hour20

Credit Avg / Hour12,450,000

Step 04 · Goal

I Want Many Credits

How long until you can afford it? Runs use your Retriever averages and the cycle times set above.

Target Creditscr

Method	Runs / Rounds	Time Estimate
Profit-Taker	12,053	502.21 hrs(20d 22h)	Fastest
Credit Safes	15,066	753.30 hrs(31d 9h)
The Index	16,001	800.05 hrs(33d 8h)

Step 05 · Stopwatch

Profit-Taker Cycle Calculator

Time each segment of your run to find your true cycle time, then feed it back into the rate estimator.

Speedrun (s)Spawn to kill shotExtraction (s)Flight back to spawnRe-Queue (s)Load in & restart bountyCredit Drops (s)From kill to dropsSpawn Time (s)From load to spawn

Cycle Time2.38 min

Mission Time2:03what you see on extract

Credit

Parrish (RestInPizza)

Creator of the Credit Rate Comparison Sheet this calculator is based on.